No great loss.
One works for me - although I will probably get there a wee bit earlier. There is a minor problemette, though, which is that I've forgotten my wallet
I mean, it's possible that The Pied Bull will take Apple Pay, I suppose...
A bit earlier suits me better, actually. Want to make it 12:30?
I have a shiny new five pound note which I have been saving for this event so I think we're covered.