Oh, I do blame the Germans for starting it. In a sense the civil wars were a continuation of WW2, where the pro-Nazi Krvats actually shocked the Germans with their brutality, and Bosian muslims fought in the SS. These inconvenient truths were why PR firms (specifically Ruder Finn) were hired to portray the Serbian sides as Nazis. The old getting your retaliation in first.
I've no doubt you are right about many of the locals, but the Muj were bussed in too, and some of the 911 crew fought there. As, I've been told, was the Westminster killer. Izetbegovic (ex SS recruiter) stated in his book that there could be "no peaceful co-existance" between them and the infidel. This latter influence was why my Macedonian pal joined the JNA.