Brace yourselves: Bobby Ball gone.

[Sir C]

You do for yourself, which is fine. But of course your risk calculation is relatively simple by virtue of having (for instance) no living parents and no kids.
But others need to consider the risk not only to themselves, but to their vulnerable relatives, neighbours, etc. In other words, not everyone's risk calculation is the same or can be managed as easily.

Meh. I smell fudge.