Do you and your wife have seperate bank accounts?
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Do you and your wife have seperate bank accounts?
Yes. but we have shared Credit cards.Quote:
Originally Posted by Sir C
ty f. I'm just wondering how prevalent this is.Quote:
Originally Posted by Pat Vegas
Yes, seperate bank accounts but a joint credit card for food shopping etc (which I pay )Quote:
Originally Posted by Sir C
Might I ask why you have seperate accounts? Isn't marriage about sharing everything?Quote:
Originally Posted by Pokster
Because we always have, far too much agro to change to joint accountsQuote:
Originally Posted by Sir C
Yes but if you want to buy her lavish gifts she'll wonder where they money has gone.Quote:
Originally Posted by Sir C
This way you can keep it hush hush.
Both personal and joint.
I expect this is normal.
Well we have a joint account, but she retains another account into which her salary goes.Quote:
Originally Posted by Sir C
I'm not sure why this is. I assume it's so she can have an affair without me finding out - which is thoughtful of her.
Yes, although each month we put money into a "household bills" account and a mortgage account. That way, we can spend our own money without feeling guilty or having to ask permissionQuote:
Originally Posted by Sir C
Yes. And a joint won for the household. For example both shovel a grand in the joint account every month and bills and food comes out of that.
Any personal expenditure comes out of the individual accounts. For holidays we agree a budget then put that into the joint account.
That said, I haven't a clue how much money is in the joint account. I put in every month and the bills appear to get paid...
I like how you roll IUFG, exact same scenario chez moi except I am in charge of the joint as my Mrs is ****ing useless with money.Quote:
Originally Posted by IUFG
Yes, and a joint one for bills and food. I find it much better to keep our own seperate accounts, as it means if one of us wants to splurge on something, we can do so with no questions asked.Quote:
Originally Posted by Sir C
Oh, I'm in charge of the joint account also. I can't remember the last time I looked at it online. I assume it is healthy...
No, a joint current account into which our salary goes and out of which all bills are paid. Too much of a pain in the arse to try to figure out who should pay for what was the rationale, as I recall. Also, I make 10 times what she does so expecting her to split the costs with me didn't really make any sense.
Separate credit cards, though.
Separate bank accounts. Used to have a joint one, apart from our separate ones but its outlived its purpose. But we consider all of our money and assets to be joint.
No. I'd have thought that rather defeats the object of having a wife? Or *being* a wife even.Quote:
Originally Posted by Sir C
Hell yes, we keep discussing setting up a separate one for bills but yet to botherQuote:
Originally Posted by Sir C
We do as she is a Septic so has to file tax returns and declare all her oversea accounts. Once she gets rid of that inconvenience, we will revert to joint accounts. It makes everything so much easier.Quote:
Originally Posted by Sir C
No but really only because it was hassle to go to the bank to open one.
Mrs McG's salary goes into her own personal bank account. From that she transfers a wad of folding into my count to cover her board and lodgings. I pay all the bills