Do you and your wife have seperate bank accounts?
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Do you and your wife have seperate bank accounts?
Both personal and joint.
I expect this is normal.
Yes. And a joint won for the household. For example both shovel a grand in the joint account every month and bills and food comes out of that.
Any personal expenditure comes out of the individual accounts. For holidays we agree a budget then put that into the joint account.
That said, I haven't a clue how much money is in the joint account. I put in every month and the bills appear to get paid...
Oh, I'm in charge of the joint account also. I can't remember the last time I looked at it online. I assume it is healthy...
No, a joint current account into which our salary goes and out of which all bills are paid. Too much of a pain in the arse to try to figure out who should pay for what was the rationale, as I recall. Also, I make 10 times what she does so expecting her to split the costs with me didn't really make any sense.
Separate credit cards, though.
Separate bank accounts. Used to have a joint one, apart from our separate ones but its outlived its purpose. But we consider all of our money and assets to be joint.
No but really only because it was hassle to go to the bank to open one.
Mrs McG's salary goes into her own personal bank account. From that she transfers a wad of folding into my count to cover her board and lodgings. I pay all the bills