I've been saving a bit and I want to get more out of my money so I am looking for investment

to meat and cheese which I have mentioned on here a few times.

I try to think before spending money what I would get for the same amount in trivial items. I don't even buy takeaways anymore using this method.

I try not to use credit cards either anymore, Anything new is budgeted. My TV for example is on the blink but still works. In the past I'd have ordered one immediately if I had the money or not.

I know, it's dull, dull, dull. But efficient.

You can each invest 15k a year.

Do you remember who made them?

70 quid tops.

Tops as in maximum and as in shirts.

Affliction.

there were other types Ed Hardy and that but I didn't like the style.

It seems they even do leathers! Very good.

when you can pay all your salary in and take 25% out without paying any tax

FREE MONEY imo0

But pensions are SO dull. So very, very dull :-(