I really have changed.

[Pat Vegas]

I am now a homeowner. (in the UK)

and excited my wood glue has arrived in the post.

[PSRB]

I am now a homeowner. (in the UK)

and excited my wood glue has arrived in the post.

I now have almost no mortgage :-) and finally getting the decking done

[Monty92]

I now have almost no mortgage :-) and finally getting the decking done

Did you finally put your pride to one side and go cap in hand to the Bank of PJ?

[PSRB]

Did you finally put your pride to one side and go cap in hand to the Bank of PJ?

Nope, long story but essentially inheritance early