Any car Insurance experts on here?

[Pokster]

Had a company car for the last 4 1/2 yrs, they are stopping the scheme and just giving cash, so i need to source another car... how does NCD work when I haven't had my own policy for years? It's going to cost me isn't it? :cry:

[Sir C]

Had a company car for the last 4 1/2 yrs, they are stopping the scheme and just giving cash, so i need to source another car... how does NCD work when I haven't had my own policy for years? It's going to cost me isn't it? :cry:

There will be insurance companies out there who will take it into account, but you probably won't find them looking for a policy on the internet (you might). This is an occasion where you need a good broker to investigate the market for you.

[Pokster]

There will be insurance companies out there who will take it into account, but you probably won't find them looking for a policy on the internet (you might). This is an occasion where you need a good broker to investigate the market for you.

I thought as much...just need to find a good broker.

Lease a car a good option??? hope to retire in about 4 yrs and i now have to get the train to wrok rather than drive as the car parking has also ended, so leasing an Estate seems a good option to me

[Sir C]

PCH / PCP makes sense to me unless you're considering keep[ing the car for 10 years. I'll DM you now.

[Sir C]

I thought as much...just need to find a good broker.

Lease a car a good option??? hope to retire in about 4 yrs and i now have to get the train to wrok rather than drive as the car parking has also ended, so leasing an Estate seems a good option to me

Now I see that you had DM'd me, sorry I didn't see it. I've replied now anyway.

[Pat Vegas]

PCH / PCP makes sense to me unless you're considering keep[ing the car for 10 years. I'll DM you now.

I will consider this as I keep wanting to get something new.
maybe I can lease the 2nd car.

[Sir C]

I will consider this as I keep wanting to get something new.
maybe I can lease the 2nd car.

Have a looksee here. DM me if you fancy something and I'll put you in touch with the bossman.

https://www.ukcarline.co.uk/car-leasing/personal

[Pat Vegas]

Have a looksee here. DM me if you fancy something and I'll put you in touch with the bossman.

https://www.ukcarline.co.uk/car-leasing/personal

:thumbup:
I quite like Hyundai now after renting one on holiday.

[Pokster]

:thumbup:
I quite like Hyundai now after renting one on holiday.

Difficult to get an Exciting Estate, Skoda Superb gets great right ups and is relatively cheap to lease...hmm

[IUFG]

Had a company car for the last 4 1/2 yrs, they are stopping the scheme and just giving cash, so i need to source another car... how does NCD work when I haven't had my own policy for years? It's going to cost me isn't it? :cry:

Get your company to write a statement (on letterhead paper) stating that you have driven a Company car for 4.5 years and you have not had any claims made against you. :thumbup:

[IUFG]

Difficult to get an Exciting Estate, Skoda Superb gets great right ups and is relatively cheap to lease...hmm

The 280 version is a great drive. Not sure what the longer term running costs would be though.

Skoda making a very fine car. Who knew?

[Pat Vegas]

Difficult to get an Exciting Estate, Skoda Superb gets great right ups and is relatively cheap to lease...hmm

is a saloon style out of the question? I'd love a car with a proper boot.

or a SUV

[Pat Vegas]

The 280 version is a great drive. Not sure what the longer term running costs would be though.

Skoda making a very fine car. Who knew?

My Grandad knew this in the 80/90s :-( :hehe:

[Sir C]

The 280 version is a great drive. Not sure what the longer term running costs would be though.

Skoda making a very fine car. Who knew?

Well, they're VWs now really.

[Pokster]

Well, they're VWs now really.

:nod: and much cheaper... i will look at your fella's site and let you/him know. Just trying to find out what happens with my old car first and when i need to hand it back

[IUFG]

Well, they're VWs now really.

well yes, and only badge snobs look down at them, tbf.

There are very few ****buckets driving around nowadays dropping rust everywhere. wd the motor car industry.

[Pat Vegas]

well yes, and only badge snobs look down at them, tbf.

There are very few ****buckets driving around nowadays dropping rust everywhere. wd the motor car industry.

are Fords not cool?
I like the look of the Mondeo and the Kuga? :hide:

[IUFG]

are Fords not cool?
I like the look of the Mondeo and the Kuga? :hide:

The current Mondeo is a great car.

I'm sure I heard that there are more BMW 3 series on the road than Mondeos.

BMWs? Common as muck.

[Pat Vegas]

The current Mondeo is a great car.

I'm sure I heard that there are more BMW 3 series on the road than Mondeos.

BMWs? Common as muck.

When I was younger BMW's were so cool. But I don't like them now.

[Sir C]

well yes, and only badge snobs look down at them, tbf.

There are very few ****buckets driving around nowadays dropping rust everywhere. wd the motor car industry.

Indeed. There are still pockets of absolute garbage if you try hard enough though. I'm thinking mainly of Citroen and Peugeot here.

[Sir C]

The current Mondeo is a great car.

I'm sure I heard that there are more BMW 3 series on the road than Mondeos.

BMWs? Common as muck.

M cars are still something special, i.

[Pokster]

are Fords not cool?
I like the look of the Mondeo and the Kuga? :hide:

I'm driving the Mondeo Estate at the moment, lovely car, huge boot

[IUFG]

M cars are still something special, i.

No doubt, sc. There is, however, quite the premium to be paid...

[IUFG]

Indeed. There are still pockets of absolute garbage if you try hard enough though. I'm thinking mainly of Citroen and Peugeot here.

Ah, surly French cars. The Renault 5 Turbo2, back in the day, was a proper death trap.

The Peugeot 205GTi was great fun.

Both often twocced.

[Sir C]

Ah, surly French cars. The Renault 5 Turbo2, back in the day, was a proper death trap.

The Peugeot 205GTi was great fun.

Both often twocced.

I once spent three weeks driving 2CVs around. Three weeks of it. 2CVs every day. London to Liverpool. It was fúcking dreadful.

[IUFG]

I once spent three weeks driving 2CVs around. Three weeks of it. 2CVs every day. London to Liverpool. It was fúcking dreadful.

there is more power in your sewing machine than one of them, sc.