View Full Version : I have been given an agreement in principle.
Pat Vegas
02-08-2017, 10:08 AM
are they worthless?
I've been honest on the form so provided what I said is true then should be all good?
until they find my mobile phone issue :hide:
Burney
02-08-2017, 10:11 AM
are they worthless?
I've been honest on the form so provided what I said is true then should be all good?
until they find my mobile phone issue :hide:
They are pretty much worthless, yes. I had difficulty once because I hadn't declared a credit card with zero balance on it that I'd forgotten I owned. They can be tricky buggers sometimes.
Pat Vegas
02-08-2017, 10:15 AM
They are pretty much worthless, yes. I had difficulty once because I hadn't declared a credit card with zero balance on it that I'd forgotten I owned. They can be tricky buggers sometimes.
I've got a couple of cards with zero balance I'll think I'll close them down. Always kept them for 'emergencies' but not really needed. I just increased the limit of the card I use the most.
But then sometimes if your available credit goes down your utilised credit is higher and lowers your 'score'
though I know that the score is not something companies even see nor care about.
The whole thing is a swizz. Experian and all these tossers.
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