I have been given an agreement in principle.

[Pat Vegas]

are they worthless?

I've been honest on the form so provided what I said is true then should be all good?

until they find my mobile phone issue :hide:

[Burney]

are they worthless?

I've been honest on the form so provided what I said is true then should be all good?

until they find my mobile phone issue :hide:

They are pretty much worthless, yes. I had difficulty once because I hadn't declared a credit card with zero balance on it that I'd forgotten I owned. They can be tricky buggers sometimes.

[Pat Vegas]

They are pretty much worthless, yes. I had difficulty once because I hadn't declared a credit card with zero balance on it that I'd forgotten I owned. They can be tricky buggers sometimes.

I've got a couple of cards with zero balance I'll think I'll close them down. Always kept them for 'emergencies' but not really needed. I just increased the limit of the card I use the most.

But then sometimes if your available credit goes down your utilised credit is higher and lowers your 'score'
though I know that the score is not something companies even see nor care about.

The whole thing is a swizz. Experian and all these tossers.