I don't sleep properly anymore. And I have a constant feeling of anxiety

[Pat Vegas]

/depression in my chest all relating to my job and money.

Not trying to do a :claude: here but I feel I may peg it.

[Curly]

[Hendon Gooner (Only Easy Day Was Yesterday))]

And always look on the bright side of life......

[IUFG]

don't overdo it though. . . . and a massive spliff before bed.

Works wonders. So I am told.

[Brentwood]

[Sir Charlie of Nicholas]

There's f**k all end in sight. I think they call it 'life'.

[Berni]

[Berni]

And I was also desperately trying to avoid telling him it actually gets much worse the older you get.

[Jake]

[Mc Gooner]

[Sir Charlie of Nicholas]

of lifestyle after you stop working?

For an income of 90k you're going to need a pension pot of around 3 million pounds.

3 million pounds.

We're all f**ked.

[Berni]

people who are utterly reliant on you.

[Pat Vegas]

I am going to do this, nope.
I am going to be in a band, nope.

I just want more money, I don't earn enough to waste this much time of my life doing something I hate. (This is the same for most people)

I am completely f**ked all due to my laziness when I younger.

[Berni]

I'm worth loads dead.

Alive, not so much.

[Sir Charlie of Nicholas]

It just makes the misery more comfortable.

[Classic Jorge]

[Berni]

wage in a few years' time when you're actually earning it.

One's outgoings and concepts of necessity do tend to expand with one's income, you see?

[Pat Vegas]

I am saving as much as I can but it's making me sick. I would like to maybe one day buy a house. No chance.

[Sir Charlie of Nicholas]

I'm thinking the Buddhists have it right.

[Berni]

[Classic Jorge]

[Sir Charlie of Nicholas]

[Pokster]

likely to increase your savings faster than sticking it in a bank, and gets you on the property ladder

[Pokster]

your outgoings must go down as you get older.


Final salary pension scheme will be my living :cloud9:

[Ashberto]

It's a shameful indictment of our economic system that this monumental clusterf**k has come to pass.

[Sir Charlie of Nicholas]

Christ, even 90k is only 3 decent holidays.

[Classic Jorge]

Thanks Babyboomers, you inherited a world of rubble and ruins and you're doing everything you can to pass it on like that.

[Classic Jorge]

We jumped in Milton Friedman's boat in the 1980s and I'll be damned if we're getting out now, even if it is going off of a waterfall

[Pokster]

and going shopping at lunchtime :-(

[Pokster]

[Sir Charlie of Nicholas]

a couple of hundred pounds a week, they're not life-changing, are they?

I think 90k for two people will be a bit of a struggle. And God help us if inflation picks up.

[Peter]

And realise that they are not definied by the car they drive, the suit they wear or the places they eat or the amount of money they are aboe to throw at everything.

Obviously some reach their autumnal years still clutching on to the belief that their wealth validates them as a person. I feel sorry for these people, unless they are very wealthy, in which case i hate them.

[Sir Charlie of Nicholas]

[Classic Jorge]

[Pat Vegas]

I have a car, I am able to save some money each month. I usually have a holiday once a year. I don't have any debts anymore. But I really would like to put more away each month. Pissing money on rent is angering.

[Sir Charlie of Nicholas]

[Peter]

Nd based on the fact that this is clearly bull****.

[Sir Charlie of Nicholas]

[Peter]

Is it really presumptious to think that some people think like that? I think not.

What exactly did you mean by lifestyle?

[Sir Charlie of Nicholas]

You know. The house one lives in. The food one eats. The travel one enjoys. One's interests - perhaps the theatre, eating out and so on.

You know. Lifestyle.

[Peter]

And you will get to experience the frustrations of millions of others. A great insight into how most people live their lives.

A blessing :-)

[Ashberto]

*only one bar allowed on though. Can't be wasteful.

[Sir Charlie of Nicholas]

It's mainly the travel I'll miss. No, that's inaccurate, because I will continue to travel. It's mainly the comfortable travel I will miss.

[Sir Charlie of Nicholas]

Blanket on the knees and empty Kennomeat tins scattered around. :-(

[Peter]

And in so doing you come to understand the things that are genuinely important to you and those that are simply the trappings of a lifestyle that was thrust upon you.

Anyway, economy really isnt that bad as long as you are on an emirates 380. Please dont fly economy with BA though. Even i will end up feeling sorry for you. You know the staff spit on you when you board?

[Sir Charlie of Nicholas]

Dear boy, I should simply diiiie, I know I should :swoonsaway:

I'll be able to stretch to Premium economy, surely? :-(

[Pokster]

10k a year (which is obviouly more before tax) is quite a life changer

[Sir Charlie of Nicholas]

It's half a decent holiday or 3 suits.

You've been up norf too long mate. people down here don't live like animals.

[Pokster]

won would assume that come retirement age you would be mortgage free, so a huge expense has been saved *

* Not counting you of course, you wouldn't be seen to have debt

[Sir Charlie of Nicholas]

I have always tried to live by this adage, save the brief period I was encumbered with this 'mortgage' of which you speak.

:hehe: I bought my first house for 64,000 and the mortgage was 800 a month. People don't know they're born with these silly interest rates.

[Pokster]

tracker mortgages are ace

[Peter]

Simple economies are all that is needed. Living witihn your means.

Some days you will have to eat normal food, from a supermarket. It really isnt that bad.

[Sir Charlie of Nicholas]

It's no good, I shall have to throw myself upon the mercy of the state and accept what I believe are termed 'benefits' to make up the shortfall.

[Pokster]

when everyone who has met him knows he is as rough as old boots

[Sir Charlie of Nicholas]

[Peter]

And talking to the likes of me

[Pokster]