Obviously next on my list is to become a homeowner

[Pat Vegas]

But this leads to the question where should I buy?

Do I really want to pay over the odds London prices with not much to show for it.

We both work in London but maybe it's worth to bugger off. Buying property is a whole new world to me. Therefore I have no idea what I am doing. Seems a shame to piss away rent.

[Steve Williams - gay for Mark Knopfler]

f**k all wrong with renting PSPVH.

[Classic Jorge]

http://media.giphy.com/media/Rn2qVVz7aTNwQ/giphy.gif

[Pokster]

spend.... do you have a view on house prices going fwd? Do you see you both staying in london? What can you afford to buy, will it be big enough when any future PSPVH's turn up.

If you see yourself moving jobs/location then no harm in renting... you were talking about going to Canada less than a yr ago, is that all over now?

[Pat Vegas]

Plus whilst I have changed somethings in flat I don't have the freedom to do what I want with the place.

I have an arrangement with the landlord that I can do whatever to the place as long as it's for the better. Hence the new sink. Not sure she'll like my choice of paint for the hallway.

Plus I want a garage.

[Berni]

[Steve Williams - gay for Mark Knopfler]

Are you funding these home improvements yourself?

[Pat Vegas]

The sink was a demand of my wife. (nothing wrong with the old one) so I made her pay for that.

Apart from that I won't be doing anything else.

[Pat Vegas]

decided that it's the wrong time for it. we've both got jobs and to start fresh in a new country might not be for the best.

In the meantime I am trying to put a 3rd of my salary in the bank a month. So that's slowly building up.

[Steve Williams - gay for Mark Knopfler]

Not only are you paying his mortgage but also funding home improvements which ultimately may allow him to increase the rent.

[Snin]

swing then can trade bigger / more expensive if you keep on upswing then as you get older / peeter off and once you have paid off lots of the mortgage etc then its easier and nicer to retire to nice gaff out in the stix or near the sea or sell and buy a small place out in balerics etc.
Also means if you then set up own business in future or have kids etc can move out to burbs and have some spare cash..its like having a pension really.

[barrybueno]

Can't believe I logged in to post that. Sorry.

[Snin]

bandwagon etc now

[Snin]

in future as you get another house

[Pokster]

[Ashberto]

[Pokster]

[Classic Jorge]

[Berni]

http://res.cloudinary.com/uktv/image/upload/v1385476973/zebsyocrxcus9bpc2qkk.jpg

[Snin]

[Classic Jorge]

[Berni]

They sit around the campfire eating grubs and bits of old **** and slag off Grylls and his piss-drinking antics.

http://www.bbc.co.uk/pressoffice/proginfo/tv/wk23/images/225_ray_mears.jpg

[Classic Jorge]

"Loik Chicken, ya fat *******"

[Billy Goat Sverige]

Says a little prayer everytime he makes a kill for his dinner :bow:

https://ahcuah.files.wordpress.com/2014/04/dual03.jpg?w=500

[Berni]

[Ashberto]

I was just contradicting Snin for the sake of it, tbh.

[Classic Jorge]

[Pokster]

there are very few areas of London that you could find now that MIGHt be up and coming at some stage.

Only bit of advice is buy the worst house on the best street and do it up

[Berni]

[Snin]

except in partso f liverpool , manchester etc..where there worst can be very very bad and only cost a quid ;-)