My daughter's car insurance has gone up from £900 to £2,500

[Nicosia Gooner]

She has never been in an accident or any points on her licence.

Drives a Mini One and had her wing mirrors stolen a few months ago. She contributed £200 towards the replacement only to find out that she now has lost her no claim bonus and the renewal cost is £2,495

How can this be justified? Does anyone know of any insurance companies that we should consider?

She has been using Sheilas Wheels insurance for the last 4 years, the above was her first ever claim

Here are the nagatives:

1) Lives in Birmingham although in a good area (Moseley)
2) Unemployed (Does 3 different unpaid jobs (Amnesty International, Oxfam and a Birmingham Newspaper) to gain experience - unemployed people apparently are a higher risk for car insurance - She has now been successful with a job application with the government depending on clearance enquiries e.g. CRB atc. - The problem being she may not start the job before the insurance starting date

Any insurance experts here please, my Christmas is fast being destroyed

[Arsenes' Wanger- Bring back Modd]

[Nicosia Gooner]

[3rd Generation Gooner]

[East Upper for Supper]

Unfortunately the *******s are extortionate for youngsters.

[East Upper for Supper]

Ya Wenger loving loon.

[Bergkamp's Brain]

[Nicosia Gooner]

[Brentwood]

Seems daft if they are statistically less likely to have an accident

On the radio someone was saying that their son drives around with a black box fitted which monitors his driving patterns, ensures he doesn't drive at night and doesn't take passengers (to decrease his premium) yet he still had to pay thousands a year for a car that only cost him a coupleof grand

[Nicosia Gooner]

and I know part of it is the wing mirrors claim http://www.awimb.com/images/smiley_icons/banghead.gif

[Mo Britain less Europe]

[Brentwood]

I was hit by a drunk driver who accepted full responsibility yet my insurance still went up the following year because i was then considered to be higher risk!

Completely unfair but the companies themselves don't need to be fair

[Nicosia Gooner]

would then still have the right to remove your no claim bonus anyway, so made a claim. It seems they are on a win-win situation.

They gave us the option of contributing to the cost so that the renewal damage would not be extreme but now they shoot us with both barrels

[SOLMAN(read by millions)]

[Nicosia Gooner]

insurance company

[Mack]

Shirley the police report is entirely separate and of which the insurance company would know nothing http://www.awimb.com/images/smiley_icons/shrug.gif

[Hendon Gooner (Only Easy Day Was Yesterday))]

gender bias in respect to car insurance.

Beforehand women got cheaper car insurance. Now the EU prevents gender bias in the pricing and as a result insurance for women has gone up.

I take it you've tried using the various comparison websites etc..

NB: The insurance companies now harvest the quote information. So if you start to change details to lower the quote from what you originally quoted - then they get suspicious.

[Harry Balls]

[Nicosia Gooner]

[SOLMAN(read by millions)]

[Nicosia Gooner]

discount but we were told that it wouldn't make any difference to the no claim bonus

[LadyG -keeping the spirit of the unbeatables alive]

Cos from 1st December policies for men and women have to be the same price, EU ruling. http://www.awimb.com/images/smiley_icons/rolleyes.gif So she might find herself now paying the same price of 20 something boy races.

[LadyG -keeping the spirit of the unbeatables alive]

Especially if she wasn't at fault for the damage. They couldn't take her no claims if she wasn't at fault. Why didn't she have protected NC's?