This is a breathtaking example of lefty irresponsibility, fed by slobs who refuse

[World's End Stella]

to dress decently. No personal responsibility, you see?

"Tracy Banham’s credit card limit was raised several times without asking, despite her making only the minimum payments. This left her with more than £28,000 of borrowing to repay alone."

Notice the cause of her debt was the credit limit being increased. Nothing to do with her spending the money.

Now do you understand me? A suit, a crsiply ironed white shirt, polished shoes and a perfectly knotted tie. These things will keep you in good mental, physical and economic health.

Much like the 2008 crash, actually.

How many times have we seen the accusation of 'irresponsible lending' leveled against banks without ever seeing the corresponding allegation of 'irresponsible borrowing' being leveled against the individuals who borrowed money they could not pay back?

Institutions are easy targets you see, individuals - especially the disadvantaged - less so.