I know the 'score' is actually bull**** as lenders do not even see this.
But how many credit cards are too many? I have 4 but 2 are empty. I just kept them going after I transferred the balance to my Barclaycard.
you can't win One minute it says you are not using enough credit, Then you apply and it says you utilisation is higher so it goes down. So if you have lots of credit available it's dangerous, if you don't have any available then that's not good either.
anybody know about this ****?
Northern Monkey ... who can't upload a bleeding Avatar
Northern Monkey ... who can't upload a bleeding Avatar