Yes. Ideally, of course, you want all that sorted *before* you get fitted up by some bird and the vicar pronounces sentence :-\
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If it keeps going the way it's going I can't really see how anybody in the London area being able to afford anything without getting a huge salary or inheriting some monies or cash. no matter how the economy is doing places are being built all over the place.
There was a new development in Palmers green I inquired about. 2 bed room flat 592k :-( for a place next to a petrol station and the North circular.
It's all very depressing.